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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,972 | $198,462-70.3% | $170,439-65.4% | $147,585-60.0% |
| Participation rate | 85.7% | 88.0%-2.3pp | 83.6%+2.1pp | 82.8%+2.9pp |
| Annual return | 16.99% | 257.30%-240.3pp | 205.94%-188.9pp | 578.58%-561.6pp |
| Employer contribution / active EE | $1,100 | $6,184-82.2% | $5,433-79.8% | $4,876-77.5% |
| Participant deferral / active EE | $3,909 | $5,629-30.6% | $4,939-20.9% | $5,439-28.1% |
| Admin fee / account holder | $2,133 | $16,852-87.3% | $13,881-84.6% | $10,886-80.4% |