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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,971 | $168,636-71.6% | $147,618-67.5% | $125,388-61.7% |
| Participation rate | 87.5% | 88.8%-1.3pp | 84.6%+2.9pp | 83.2%+4.3pp |
| Annual return | 0.15% | 77.65%-77.5pp | 61.98%-61.8pp | 282.24%-282.1pp |
| Employer contribution / active EE | $1,679 | $6,252-73.1% | $5,565-69.8% | $4,866-65.5% |
| Participant deferral / active EE | $6,185 | $5,507+12.3% | $4,895+26.3% | $5,352+15.6% |
| Admin fee / account holder | $1,535 | $13,580-88.7% | $11,612-86.8% | $9,541-83.9% |