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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $626,894 | $156,398+300.8% | $147,318+325.5% | $138,895+351.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.97% | 78.75%-61.8pp | 70.43%-53.5pp | 145.39%-128.4pp |
| Employer contribution / active EE | $12,840 | $4,853+164.6% | $4,593+179.6% | $4,194+206.1% |
| Participant deferral / active EE | $22,388 | $8,237+171.8% | $7,906+183.2% | $6,396+250.0% |
| Admin fee / account holder | $9,558 | $14,976-36.2% | $13,708-30.3% | $12,562-23.9% |