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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,672 | $59,123+22.9% | $77,183-5.8% | $75,181-3.3% |
| Participation rate | 52.1% | 63.9%-11.7pp | 69.6%-17.5pp | 67.2%-15.1pp |
| Annual return | 15.25% | 26.72%-11.5pp | 37.89%-22.6pp | 160.69%-145.4pp |
| Employer contribution / active EE | $899 | $1,996-54.9% | $2,534-64.5% | $2,671-66.3% |
| Participant deferral / active EE | $2,665 | $2,999-11.1% | $3,833-30.5% | $4,126-35.4% |
| Admin fee / account holder | $3,934 | $4,776-17.6% | $5,475-28.1% | $5,650-30.4% |