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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,395 | $157,304-14.6% | $141,197-4.8% | $152,909-12.1% |
| Participation rate | 90.0% | 84.8%+5.2pp | 82.5%+7.5pp | 82.5%+7.5pp |
| Annual return | 14.69% | 64.34%-49.7pp | 71.41%-56.7pp | 345.46%-330.8pp |
| Employer contribution / active EE | $5,908 | $5,263+12.3% | $4,736+24.7% | $4,764+24.0% |
| Participant deferral / active EE | $4,536 | $7,111-36.2% | $6,710-32.4% | $5,851-22.5% |
| Admin fee / account holder | $23,832 | $12,126+96.5% | $10,265+132.2% | $11,601+105.4% |