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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,638 | $138,076+3.3% | $123,553+15.4% | $135,380+5.4% |
| Participation rate | 81.8% | 84.7%-2.9pp | 82.3%-0.5pp | 82.6%-0.8pp |
| Annual return | -6.66% | 153.70%-160.4pp | 119.21%-125.9pp | 519.81%-526.5pp |
| Employer contribution / active EE | $4,888 | $5,152-5.1% | $4,628+5.6% | $4,779+2.3% |
| Participant deferral / active EE | $4,661 | $6,800-31.5% | $6,426-27.5% | $5,609-16.9% |
| Admin fee / account holder | $775 | $10,917-92.9% | $9,284-91.7% | $10,828-92.8% |