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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,349 | $67,411-92.1% | $91,004-94.1% | $70,126-92.4% |
| Participation rate | 68.9% | 71.4%-2.4pp | 75.6%-6.7pp | 69.5%-0.6pp |
| Annual return | 21.50% | -40.16%+61.7pp | 4.60%+16.9pp | 73.15%-51.7pp |
| Employer contribution / active EE | $1,130 | $1,786-36.7% | $2,456-54.0% | $2,343-51.8% |
| Participant deferral / active EE | $1,670 | $2,823-40.8% | $3,548-52.9% | $3,332-49.9% |
| Admin fee / account holder | $193 | $4,236-95.4% | $5,417-96.4% | $4,645-95.8% |