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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,664 | $154,159-17.8% | $130,026-2.6% | $139,456-9.2% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.5%-3.5pp | 80.3%-5.3pp |
| Annual return | 15.14% | 32.50%-17.4pp | -137.26%+152.4pp | 373.45%-358.3pp |
| Employer contribution / active EE | $1,666 | $5,292-68.5% | $4,321-61.4% | $4,753-64.9% |
| Participant deferral / active EE | $8,638 | $6,710+28.7% | $5,821+48.4% | $6,711+28.7% |
| Admin fee / account holder | $9,483 | $14,001-32.3% | $10,608-10.6% | $11,407-16.9% |