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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,263 | $209,428-0.1% | $178,498+17.2% | $158,950+31.7% |
| Participation rate | 85.7% | 86.4%-0.6pp | 81.9%+3.8pp | 82.0%+3.8pp |
| Annual return | 8.65% | 188.78%-180.1pp | 151.09%-142.4pp | 302.91%-294.3pp |
| Employer contribution / active EE | $11,366 | $5,707+99.2% | $5,011+126.8% | $4,762+138.7% |
| Participant deferral / active EE | $5,782 | $5,955-2.9% | $5,202+11.1% | $5,983-3.4% |
| Admin fee / account holder | $4,885 | $17,077-71.4% | $13,985-65.1% | $11,248-56.6% |