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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,623 | $91,559-48.0% | $133,959-64.4% | $79,858-40.4% |
| Participation rate | 85.7% | 73.3%+12.4pp | 79.8%+5.9pp | 69.6%+16.1pp |
| Annual return | 40.12% | 61.85%-21.7pp | 45.09%-5.0pp | 31.72%+8.4pp |
| Employer contribution / active EE | $5,172 | $2,384+117.0% | $3,919+32.0% | $2,471+109.3% |
| Participant deferral / active EE | $2,483 | $3,734-33.5% | $5,047-50.8% | $3,740-33.6% |
| Admin fee / account holder | $2,967 | $6,321-53.1% | $8,928-66.8% | $5,306-44.1% |