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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,527 | $81,208+15.2% | $98,916-5.4% | $79,858+17.1% |
| Participation rate | 93.8% | 72.5%+21.2pp | 76.0%+17.7pp | 69.6%+24.1pp |
| Annual return | 14.21% | 60.99%-46.8pp | 196.45%-182.2pp | 31.72%-17.5pp |
| Employer contribution / active EE | $7,646 | $1,960+290.2% | $2,689+184.3% | $2,471+209.5% |
| Participant deferral / active EE | $6,422 | $3,265+96.7% | $4,245+51.3% | $3,740+71.7% |
| Admin fee / account holder | $666 | $6,013-88.9% | $6,642-90.0% | $5,306-87.5% |