Retirement plan

401K PROFIT SHARING PLAN & TRUST OF RESJ P.C.

Name: RESJ PC - 401K PROFIT SHARING PLAN & TRUST OF RESJ P.C. (2021) Form 5500
Creator: RESJ PC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 401K PROFIT SHARING PLAN & TRUST OF RESJ P.C., RESJ PC

RESJ PCEIN 58-2647076Plan #001PY 2021

2330 PATRICK HENRY PKWY SUTE 100 - MCDONOUGH, GA 30253770-474-7703

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$8M

+16.2% from 2020

Total participants

-5.3% from 2020

Average account balance

$228,606

+26.1% from 2020

Annual return

14.04%

-5.76 pp from 2020

Benchmarks

See 27,003 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort27,003 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.49M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$218K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$581K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$15K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.81%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$19983

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$322K

$9768 / participant

Other / not subdivided$322K100.0%

% of EOY assets

4.029%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$228,606

$105,198+117.3%

$159,455+43.4%

$85,856+166.3%

Participation rate

97.0%

75.8%+21.2pp

82.8%+14.1pp

69.3%+27.7pp

Annual return

14.04%

45.08%-31.0pp

263.63%-249.6pp

318.58%-304.5pp

Employer contribution / active EE

$3,655

$3,319+10.1%

$4,830-24.3%

$2,565+42.5%

Participant deferral / active EE

$10,349

$5,946+74.1%

$7,353+40.7%

$3,952+161.9%

Admin fee / account holder

$9,210

$6,934+32.8%

$10,800-14.7%

$6,261+47.1%

401K PROFIT SHARING PLAN & TRUST OF RESJ P.C.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

401K PROFIT SHARING PLAN & TRUST OF RESJ P.C.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion