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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,348 | $118,496-38.9% | $98,461-26.5% | $139,466-48.1% |
| Participation rate | 66.7% | 77.5%-10.8pp | 75.2%-8.5pp | 80.3%-13.7pp |
| Annual return | 12.96% | 18.96%-6.0pp | 21.17%-8.2pp | 373.66%-360.7pp |
| Employer contribution / active EE | $1,873 | $3,611-48.1% | $3,049-38.6% | $4,754-60.6% |
| Participant deferral / active EE | $14,667 | $5,393+172.0% | $4,738+209.5% | $6,712+118.5% |
| Admin fee / account holder | $100,049 | $14,056+611.8% | $8,961+1016.5% | $11,409+777.0% |