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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,030 | $118,708+12.9% | $98,920+35.5% | $158,982-15.7% |
| Participation rate | 66.7% | 77.8%-11.2pp | 76.0%-9.4pp | 82.0%-15.3pp |
| Annual return | 18.81% | 372.49%-353.7pp | 196.47%-177.7pp | 302.99%-284.2pp |
| Employer contribution / active EE | $2,141 | $3,334-35.8% | $2,689-20.4% | $4,763-55.0% |
| Participant deferral / active EE | $15,522 | $5,089+205.0% | $4,245+265.7% | $5,983+159.4% |
| Admin fee / account holder | $35,534 | $10,134+250.7% | $6,643+434.9% | $11,252+215.8% |