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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,913 | $89,364-11.7% | $141,177-44.1% | $72,983+8.1% |
| Participation rate | 68.8% | 75.1%-6.4pp | 82.5%-13.7pp | 69.5%-0.7pp |
| Annual return | 30.96% | 111.86%-80.9pp | 71.40%-40.4pp | 81.01%-50.0pp |
| Employer contribution / active EE | $2,213 | $3,115-29.0% | $4,736-53.3% | $2,440-9.3% |
| Participant deferral / active EE | $4,056 | $5,419-25.1% | $6,710-39.5% | $3,608+12.4% |
| Admin fee / account holder | $1,782 | $5,959-70.1% | $10,263-82.6% | $5,124-65.2% |