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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,534 | $75,962+24.4% | $154,111-38.7% | $64,173+47.3% |
| Participation rate | 97.3% | 70.4%+26.9pp | 83.0%+14.3pp | 69.6%+27.7pp |
| Annual return | -9.18% | 30.32%-39.5pp | 735.18%-744.4pp | 7.63%-16.8pp |
| Employer contribution / active EE | $2,127 | $3,350-36.5% | $5,298-59.8% | $2,381-10.6% |
| Participant deferral / active EE | $6,581 | $3,175+107.3% | $5,081+29.5% | $3,470+89.7% |
| Admin fee / account holder | $2,460 | $5,589-56.0% | $13,411-81.7% | $4,887-49.7% |