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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,965 | $115,810-61.2% | $101,271-55.6% | $158,966-71.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 8.72% | 56.15%-47.4pp | 46.48%-37.8pp | 302.95%-294.2pp |
| Employer contribution / active EE | $9,577 | $4,175+129.4% | $3,660+161.7% | $4,762+101.1% |
| Participant deferral / active EE | $6,972 | $4,958+40.6% | $4,371+59.5% | $5,983+16.5% |
| Admin fee / account holder | $634 | $7,248-91.2% | $5,948-89.3% | $11,250-94.4% |