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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,998 | $97,729-45.8% | $83,830-36.8% | $135,379-60.9% |
| Participation rate | 40.0% | 80.0%-40.0pp | 76.1%-36.1pp | 82.6%-42.6pp |
| Annual return | -0.98% | 1287.52%-1288.5pp | 850.97%-851.9pp | 519.79%-520.8pp |
| Employer contribution / active EE | $1,291 | $4,222-69.4% | $3,631-64.5% | $4,779-73.0% |
| Participant deferral / active EE | $7,400 | $4,683+58.0% | $4,082+81.3% | $5,609+31.9% |
| Admin fee / account holder | $269 | $6,674-96.0% | $5,479-95.1% | $10,828-97.5% |