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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,182 | $48,235+4.0% | $68,803-27.1% | $68,490-26.7% |
| Participation rate | 57.4% | 60.7%-3.3pp | 69.0%-11.6pp | 67.9%-10.5pp |
| Annual return | -16.86% | -12.70%-4.2pp | -6.37%-10.5pp | -7.85%-9.0pp |
| Employer contribution / active EE | $1,711 | $1,829-6.4% | $2,656-35.6% | $2,597-34.1% |
| Participant deferral / active EE | $3,290 | $2,867+14.8% | $3,942-16.5% | $4,028-18.3% |
| Admin fee / account holder | $1,137 | $4,361-73.9% | $4,936-77.0% | $5,403-78.9% |