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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,822 | $55,684-32.1% | $75,900-50.2% | $72,976-48.2% |
| Participation rate | 44.8% | 61.1%-16.4pp | 69.3%-24.5pp | 69.5%-24.7pp |
| Annual return | 24.20% | 27.60%-3.4pp | 30.73%-6.5pp | 81.02%-56.8pp |
| Employer contribution / active EE | $1,020 | $1,687-39.5% | $2,501-59.2% | $2,440-58.2% |
| Participant deferral / active EE | $2,083 | $2,634-20.9% | $3,604-42.2% | $3,608-42.2% |
| Admin fee / account holder | $21 | $3,981-99.5% | $5,421-99.6% | $5,124-99.6% |