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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,775 | $181,062-3.5% | $158,223+10.5% | $155,188+12.6% |
| Participation rate | 94.7% | 82.7%+12.1pp | 79.2%+15.5pp | 80.8%+13.9pp |
| Annual return | 15.54% | 57.39%-41.8pp | 52.09%-36.5pp | 148.84%-133.3pp |
| Employer contribution / active EE | $1,053 | $4,565-76.9% | $4,109-74.4% | $4,248-75.2% |
| Participant deferral / active EE | $8,144 | $6,134+32.8% | $5,467+49.0% | $6,531+24.7% |
| Admin fee / account holder | $1,588 | $18,825-91.6% | $16,047-90.1% | $14,480-89.0% |