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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,845 | $209,422-52.3% | $178,503-44.1% | $158,982-37.2% |
| Participation rate | 93.8% | 86.4%+7.4pp | 81.9%+11.8pp | 82.0%+11.8pp |
| Annual return | 10.85% | 188.81%-178.0pp | 151.12%-140.3pp | 302.99%-292.1pp |
| Employer contribution / active EE | $0 | $5,707-100.0% | $5,011-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $6,138 | $5,955+3.1% | $5,202+18.0% | $5,983+2.6% |
| Admin fee / account holder | $2,273 | $17,079-86.7% | $13,987-83.8% | $11,252-79.8% |