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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,819 | $209,425+1.6% | $178,499+19.2% | $158,966+33.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | -1.24% | 188.80%-190.0pp | 151.10%-152.3pp | 302.95%-304.2pp |
| Employer contribution / active EE | $1,832 | $5,707-67.9% | $5,011-63.4% | $4,762-61.5% |
| Participant deferral / active EE | $5,175 | $5,955-13.1% | $5,202-0.5% | $5,983-13.5% |
| Admin fee / account holder | $1,361 | $17,078-92.0% | $13,986-90.3% | $11,250-87.9% |