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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,063 | $180,466-6.3% | $154,114+9.7% | $135,382+24.9% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -7.27% | 888.15%-895.4pp | 735.16%-742.4pp | 519.77%-527.0pp |
| Employer contribution / active EE | -$250 | $6,035-104.1% | $5,298-104.7% | $4,779-105.2% |
| Participant deferral / active EE | $5,698 | $5,806-1.9% | $5,081+12.1% | $5,609+1.6% |
| Admin fee / account holder | $3,790 | $16,144-76.5% | $13,411-71.7% | $10,829-65.0% |