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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,718 | $85,766+87.4% | $136,298+17.9% | $70,126+129.2% |
| Participation rate | 92.3% | 74.2%+18.2pp | 81.9%+10.4pp | 69.5%+22.8pp |
| Annual return | 13.78% | 31.46%-17.7pp | 5156.27%-5142.5pp | 73.15%-59.4pp |
| Employer contribution / active EE | $2,618 | $2,966-11.7% | $4,696-44.2% | $2,343+11.8% |
| Participant deferral / active EE | $8,629 | $5,051+70.8% | $6,247+38.1% | $3,332+159.0% |
| Admin fee / account holder | $2,033 | $5,421-62.5% | $9,244-78.0% | $4,645-56.2% |