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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,482 | $78,690+59.5% | $161,489-22.3% | $87,485+43.4% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 4.64% | 32.74%-28.1pp | 89.72%-85.1pp | 26.06%-21.4pp |
| Employer contribution / active EE | $10,162 | $2,588+292.6% | $4,268+138.1% | $2,596+291.4% |
| Participant deferral / active EE | $6,199 | $3,311+87.2% | $5,630+10.1% | $4,274+45.0% |
| Admin fee / account holder | $163,994 | $6,724+2339.1% | $16,006+924.6% | $7,775+2009.3% |