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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,656 | $77,908+243.6% | $149,696+78.8% | $75,173+256.1% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 12.63% | 31.73%-19.1pp | 134.46%-121.8pp | 160.72%-148.1pp |
| Employer contribution / active EE | $8,972 | $3,138+185.9% | $4,821+86.1% | $2,671+235.9% |
| Participant deferral / active EE | $5,302 | $3,411+55.4% | $5,682-6.7% | $4,126+28.5% |
| Admin fee / account holder | $65,572 | $5,950+1002.1% | $13,212+396.3% | $5,651+1060.5% |