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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,264 | $56,484-62.4% | $169,452-87.5% | $64,181-66.9% |
| Participation rate | 86.8% | 64.5%+22.3pp | 77.8%+9.0pp | 69.6%+17.2pp |
| Annual return | -8.10% | -1.55%-6.5pp | 1.83%-9.9pp | 7.63%-15.7pp |
| Employer contribution / active EE | $1,887 | $1,832+3.0% | $4,157-54.6% | $2,381-20.7% |
| Participant deferral / active EE | $2,308 | $3,448-33.1% | $5,277-56.3% | $3,470-33.5% |
| Admin fee / account holder | $1,796 | $4,174-57.0% | $9,110-80.3% | $4,887-63.2% |