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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,717 | $89,367-30.9% | $141,191-56.3% | $72,975-15.4% |
| Participation rate | 68.9% | 75.1%-6.2pp | 82.5%-13.6pp | 69.5%-0.6pp |
| Annual return | 25.25% | 111.87%-86.6pp | 71.41%-46.2pp | 81.01%-55.8pp |
| Employer contribution / active EE | $3,606 | $3,115+15.8% | $4,736-23.9% | $2,440+47.8% |
| Participant deferral / active EE | $9,080 | $5,419+67.6% | $6,710+35.3% | $3,608+151.7% |
| Admin fee / account holder | $4,873 | $5,957-18.2% | $10,264-52.5% | $5,124-4.9% |