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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,120 | $129,737-13.6% | $119,126-5.9% | $154,746-27.5% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 13.27% | 379.08%-365.8pp | 282.11%-268.8pp | 172.34%-159.1pp |
| Employer contribution / active EE | $4,058 | $4,375-7.2% | $4,034+0.6% | $4,379-7.3% |
| Participant deferral / active EE | $8,396 | $5,842+43.7% | $5,318+57.9% | $6,730+24.8% |
| Admin fee / account holder | $3,811 | $11,961-68.1% | $10,693-64.4% | $14,365-73.5% |