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| Provider | Service type | Compensation |
|---|---|---|
TFO-TDC, LLC1 year Filed as: TDC LLC Service code 27 · EIN 20-1017513 | Advisory (Plan) | $33,520 |
Service code 37 · EIN 04-2647786 | Loan Processing | $12,101 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,054 | $65,118-41.6% | $76,767-50.4% | $55,725-31.7% |
| Participation rate | 59.2% | 79.6%-20.4pp | 77.0%-17.7pp | 70.9%-11.6pp |
| Annual return | 7.73% | -1.27%+9.0pp | 2.43%+5.3pp | 244.93%-237.2pp |
| Employer contribution / active EE | $634 | $1,941-67.3% | $2,485-74.5% | $2,078-69.5% |
| Participant deferral / active EE | $2,977 | $3,688-19.3% | $3,852-22.7% | $3,356-11.3% |
| Admin fee / account holder | $188 | $116+62.0% | $6,675-97.2% | $115+63.0% |