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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,465 | $109,908-37.7% | $97,161-29.5% | $145,978-53.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 2.92% | 243.80%-240.9pp | 75.36%-72.4pp | 550.52%-547.6pp |
| Employer contribution / active EE | $4,702 | $3,077+52.8% | $2,723+72.6% | $4,662+0.9% |
| Participant deferral / active EE | $8,968 | $4,679+91.7% | $4,265+110.3% | $6,690+34.1% |
| Admin fee / account holder | $63,037 | $6,213+914.7% | $5,647+1016.3% | $13,400+370.4% |