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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,624 | $54,380-23.5% | $68,509-39.2% | $59,633-30.2% |
| Participation rate | 58.2% | 70.2%-12.0pp | 74.7%-16.5pp | 68.7%-10.5pp |
| Annual return | -0.30% | 2.83%-3.1pp | 8.27%-8.6pp | 2041.40%-2041.7pp |
| Employer contribution / active EE | $1,643 | $1,539+6.8% | $2,278-27.9% | $2,203-25.4% |
| Participant deferral / active EE | $3,078 | $2,643+16.5% | $3,382-9.0% | $3,192-3.5% |
| Admin fee / account holder | $1,134 | $3,885-70.8% | $5,275-78.5% | $4,297-73.6% |