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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,835 | $71,192-56.7% | $117,861-73.8% | $62,293-50.5% |
| Participation rate | 78.4% | 74.2%+4.1pp | 79.7%-1.3pp | 69.5%+8.9pp |
| Annual return | 16.18% | 18.66%-2.5pp | 335.11%-318.9pp | 28.90%-12.7pp |
| Employer contribution / active EE | $934 | $1,934-51.7% | $3,786-75.3% | $2,042-54.3% |
| Participant deferral / active EE | $3,797 | $3,189+19.1% | $4,482-15.3% | $3,169+19.8% |
| Admin fee / account holder | $1,052 | $587+79.2% | $8,021-86.9% | $479+119.6% |