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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,967 | $63,924-53.1% | $108,582-72.4% | $55,167-45.7% |
| Participation rate | 68.6% | 74.3%-5.8pp | 79.6%-11.0pp | 69.0%-0.4pp |
| Annual return | 6.41% | 15.31%-8.9pp | -51.70%+58.1pp | 169.23%-162.8pp |
| Employer contribution / active EE | $753 | $1,879-59.9% | $3,758-80.0% | $1,963-61.6% |
| Participant deferral / active EE | $2,938 | $3,067-4.2% | $4,311-31.9% | $3,054-3.8% |
| Admin fee / account holder | $4,034 | $618+553.1% | $7,645-47.2% | $504+700.6% |