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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,519 | $73,955+6.2% | $96,520-18.6% | $75,181+4.4% |
| Participation rate | 96.6% | 66.4%+30.2pp | 74.3%+22.3pp | 67.2%+29.4pp |
| Annual return | 15.37% | 26.72%-11.4pp | 35.72%-20.3pp | 160.69%-145.3pp |
| Employer contribution / active EE | $4,574 | $2,930+56.1% | $3,739+22.4% | $2,671+71.3% |
| Participant deferral / active EE | $6,966 | $3,659+90.4% | $4,879+42.8% | $4,126+68.8% |
| Admin fee / account holder | $5,267 | $5,217+1.0% | $6,733-21.8% | $5,650-6.8% |