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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,771 | $167,352-0.3% | $143,788+16.0% | $134,509+24.0% |
| Participation rate | 75.0% | 84.8%-9.8pp | 80.3%-5.3pp | 81.2%-6.2pp |
| Annual return | -19.94% | 0.47%-20.4pp | -0.03%-19.9pp | 418.13%-438.1pp |
| Employer contribution / active EE | $1,893 | $5,620-66.3% | $4,952-61.8% | $4,741-60.1% |
| Participant deferral / active EE | $7,239 | $6,447+12.3% | $5,638+28.4% | $6,400+13.1% |
| Admin fee / account holder | $3,146 | $18,091-82.6% | $14,675-78.6% | $11,427-72.5% |