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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,754 | $183,516-89.8% | $155,534-87.9% | $145,884-87.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 4.25% | 61.43%-57.2pp | 64.92%-60.7pp | 551.85%-547.6pp |
| Employer contribution / active EE | $4,311 | $5,315-18.9% | $4,675-7.8% | $4,662-7.5% |
| Participant deferral / active EE | $3,449 | $6,467-46.7% | $5,630-38.7% | $6,690-48.4% |
| Admin fee / account holder | $410 | $19,293-97.9% | $15,900-97.4% | $13,392-96.9% |