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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,138 | $167,353-92.1% | $143,797-90.9% | $134,545-90.2% |
| Participation rate | 50.0% | 84.8%-34.8pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -17.45% | 0.48%-17.9pp | -0.04%-17.4pp | 418.37%-435.8pp |
| Employer contribution / active EE | $1,572 | $5,620-72.0% | $4,952-68.3% | $4,742-66.8% |
| Participant deferral / active EE | $3,283 | $6,447-49.1% | $5,638-41.8% | $6,401-48.7% |
| Admin fee / account holder | $137 | $18,096-99.2% | $14,679-99.1% | $11,431-98.8% |