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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,108 | $84,236-6.1% | $170,435-53.6% | $70,126+12.8% |
| Participation rate | 85.1% | 70.8%+14.3pp | 83.6%+1.5pp | 69.5%+15.6pp |
| Annual return | 15.76% | 23.06%-7.3pp | 205.94%-190.2pp | 73.15%-57.4pp |
| Employer contribution / active EE | $2,502 | $3,387-26.1% | $5,432-54.0% | $2,343+6.8% |
| Participant deferral / active EE | $3,820 | $3,086+23.8% | $4,939-22.7% | $3,332+14.6% |
| Admin fee / account holder | $1,652 | $5,698-71.0% | $13,881-88.1% | $4,645-64.4% |