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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,496 | $64,716-52.9% | $112,258-72.8% | $68,495-55.5% |
| Participation rate | 72.0% | 67.2%+4.8pp | 75.1%-3.1pp | 67.9%+4.1pp |
| Annual return | -15.35% | -11.40%-3.9pp | 27.47%-42.8pp | -7.84%-7.5pp |
| Employer contribution / active EE | $1,781 | $2,746-35.2% | $3,636-51.0% | $2,596-31.4% |
| Participant deferral / active EE | $3,440 | $3,565-3.5% | $4,728-27.2% | $4,028-14.6% |
| Admin fee / account holder | $39,388 | $5,232+652.9% | $6,411+514.3% | $5,403+629.0% |