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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,083 | $84,551-75.1% | $61,452-65.7% | $134,532-84.3% |
| Participation rate | 100.0% | 62.2%+37.8pp | 52.6%+47.4pp | 81.2%+18.8pp |
| Annual return | -4.22% | 585.39%-589.6pp | 338.96%-343.2pp | 418.27%-422.5pp |
| Employer contribution / active EE | $2,486 | $1,545+60.9% | $1,160+114.4% | $4,741-47.6% |
| Participant deferral / active EE | $18,000 | $2,818+538.7% | $2,125+747.2% | $6,401+181.2% |
| Admin fee / account holder | $200 | $2,587-92.3% | $2,131-90.6% | $11,429-98.3% |