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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,193 | $108,212-86.9% | $77,513-81.7% | $158,966-91.1% |
| Participation rate | 100.0% | 64.4%+35.6pp | 54.2%+45.8pp | 82.0%+18.0pp |
| Annual return | 19.41% | 31.67%-12.3pp | 54.81%-35.4pp | 302.95%-283.5pp |
| Employer contribution / active EE | $1,983 | $1,325+49.7% | $987+101.0% | $4,762-58.4% |
| Participant deferral / active EE | $9,600 | $2,455+291.0% | $1,861+415.8% | $5,983+60.5% |
| Admin fee / account holder | $311 | $3,709-91.6% | $2,859-89.1% | $11,250-97.2% |