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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INS CO OF AMERICA Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $97,248 |
Service code 27 · EIN 59-2438373 | Advisory (Plan) | $25,138 |
SAGEVIEW ADVISORY GROUP, LLC6 years Filed as: SAGEVIEW ADVISORY GROUP LLC Service code 27 · EIN 33-0818667 | Advisory (Plan) | $20,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,436 | $65,428+76.4% | $169,390-31.9% | $71,511+61.4% |
| Participation rate | 73.3% | 66.9%+6.4pp | 77.2%-3.9pp | 67.9%+5.3pp |
| Annual return | 12.86% | 21.35%-8.5pp | 406.07%-393.2pp | 28.86%-16.0pp |
| Employer contribution / active EE | $2,701 | $2,064+30.9% | $4,013-32.7% | $2,589+4.3% |
| Participant deferral / active EE | $5,892 | $4,360+35.2% | $6,222-5.3% | $4,291+37.3% |
| Admin fee / account holder | $1,385 | $1,328+4.3% | $9,015-84.6% | $1,588-12.8% |