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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,842 | $103,164-69.1% | $90,259-64.7% | $154,746-79.4% |
| Participation rate | 50.0% | 76.1%-26.1pp | 70.7%-20.7pp | 80.7%-30.7pp |
| Annual return | 11.96% | 19.25%-7.3pp | 18.88%-6.9pp | 172.34%-160.4pp |
| Employer contribution / active EE | $687 | $2,532-72.9% | $2,291-70.0% | $4,379-84.3% |
| Participant deferral / active EE | $1,758 | $4,422-60.2% | $3,827-54.1% | $6,730-73.9% |
| Admin fee / account holder | $627 | $8,593-92.7% | $7,267-91.4% | $14,365-95.6% |