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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,470 | $88,603-83.7% | $69,890-79.3% | $134,545-89.2% |
| Participation rate | 73.7% | 74.9%-1.2pp | 70.5%+3.2pp | 81.2%-7.5pp |
| Annual return | -20.78% | 442.93%-463.7pp | 190.84%-211.6pp | 418.37%-439.1pp |
| Employer contribution / active EE | $0 | $3,236-100.0% | $2,560-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $1,780 | $4,771-62.7% | $3,848-53.7% | $6,401-72.2% |
| Admin fee / account holder | $829 | $10,443-92.1% | $6,267-86.8% | $11,431-92.7% |