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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,842 | $102,245-68.9% | $89,340-64.4% | $137,256-76.8% |
| Participation rate | 50.0% | 74.9%-24.9pp | 69.6%-19.6pp | 80.0%-30.0pp |
| Annual return | 11.96% | 21.89%-9.9pp | 20.57%-8.6pp | 220.34%-208.4pp |
| Employer contribution / active EE | $687 | $2,529-72.8% | $2,231-69.2% | $4,156-83.5% |
| Participant deferral / active EE | $1,758 | $4,436-60.4% | $3,823-54.0% | $6,407-72.6% |
| Admin fee / account holder | $627 | $8,085-92.2% | $6,704-90.6% | $12,270-94.9% |