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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,364 | $98,766-67.2% | $149,730-78.4% | $79,852-59.5% |
| Participation rate | 62.5% | 75.8%-13.3pp | 82.5%-20.0pp | 69.6%-7.1pp |
| Annual return | 21.64% | 27.43%-5.8pp | 276.70%-255.1pp | 31.72%-10.1pp |
| Employer contribution / active EE | $1,770 | $3,217-45.0% | $4,645-61.9% | $2,471-28.4% |
| Participant deferral / active EE | $3,048 | $5,681-46.3% | $6,843-55.5% | $3,740-18.5% |
| Admin fee / account holder | $2,150 | $6,052-64.5% | $9,310-76.9% | $5,306-59.5% |