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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,112 | $89,367-71.9% | $141,191-82.2% | $72,975-65.6% |
| Participation rate | 56.2% | 75.1%-19.0pp | 82.5%-26.3pp | 69.5%-13.3pp |
| Annual return | 25.48% | 111.87%-86.4pp | 71.41%-45.9pp | 81.01%-55.5pp |
| Employer contribution / active EE | $1,683 | $3,115-46.0% | $4,736-64.5% | $2,440-31.0% |
| Participant deferral / active EE | $2,969 | $5,419-45.2% | $6,710-55.7% | $3,608-17.7% |
| Admin fee / account holder | $697 | $5,957-88.3% | $10,264-93.2% | $5,124-86.4% |