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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,512 | $105,856-61.7% | $90,161-55.1% | $147,586-72.6% |
| Participation rate | 83.3% | 79.7%+3.6pp | 76.9%+6.5pp | 82.8%+0.5pp |
| Annual return | 23.44% | 37.63%-14.2pp | 34.89%-11.4pp | 578.59%-555.2pp |
| Employer contribution / active EE | $3,755 | $4,126-9.0% | $3,318+13.2% | $4,876-23.0% |
| Participant deferral / active EE | $8,013 | $5,733+39.8% | $5,287+51.6% | $5,439+47.3% |
| Admin fee / account holder | $1,373 | $8,046-82.9% | $5,943-76.9% | $10,886-87.4% |